Ask the Pharmacist

Stan Chester began his career as a Pharmacist with Smith Caldwell in 1978. He became owner and operator in 1996. Stan has served Saline County faithfully for over 30 years and understands the needs of this community; and, along with the other pharmacists and employees, Smith Caldwell’s team is here to serve you and your family.

With 30 plus years in the pharmaceutical field, Stan has the knowledge and the resources to meet your pharmacy needs. Worried about a recent prescription dosage? Want to know about medication side-effects? Concerned about prescription allergies? Stan can answer your questions personally. Read some of the more frequently asked questions below and if you still have questions, feel free to either email or call.

THE SMITH CALDWELL TEAM

Stan Chester, RPH Owner and operator
Layton Kelley, Pharm D. Co-owner	Holly Hodges Co-owner, Manager, Gift Buyer
	Amelia Lewallen Assistant Manager
Kris Eakin, Pharm D.
Laura Faulkner, Pharm D. Melissa Hawkins, Pharm D.	Patti Chester . . . . . . . Gift Buyer
Jill Fleming, Pharm D.	Gina Kelley. . . . . . . . Gift Buyer
Don Hall, RPH Christina King, Pharm D Chad Tarver, Pharm D	Ann Long. . . . . . . Bridal Registry Consultant Alisa Murphy. . . . .Gift Consultant
Jim Wadley, RPH Trent Hollensworth, PharmD	Mary Montalvo . . . . . Baby Registry Consultant Clydean Jarvis . . . . . Coffee Shop Manager

SOME FREQUENTLY ASKED QUESTIONS

Do I need to check with my Pharmacist when I am purchasing over the counter (OTC) medications or herbal supplements?

Yes, definitley speak to your Pharmacist. You need to make sure you will not expect to experience and adverse affects that may interfere with your prescriptions.

I have Medicare Part D (Medicare Drug Plan) why am I paying full cost for my medication?

All medical part D plans have levels which vary according to the individual plan.

Level 1: Deductible Level - A deductible will need to be met before any co-pays will begin. You will pay full cost of your medication until the amount paid by you reaches the deductible amount. (the amount varies by plan)

Level 2: Initial Coverage Level - This level is reached when the amount you will pay for co-pays plus whatever the insurance plan pays toward the medication reaches $2700.

Level 3: The Gap Level - The gap level begins once the individual reaches the combined total of $2700 (initial coverage level). The gap requires the individual to pay the full amount of their medication until the amount reaches $4350. Many people refer to this level as the donut-hole.

Level 4: Catastrophic Level - When this level is reached the co-pays will be extremely low. With most of your plans the co-pay will 5% of the cost of the medication.

All levels begin a new cycle at the beginning of each year.